About ShiftTakeHome

A free take-home pay calculator built specifically for shift workers — not for salaried employees with predictable paychecks.

Why This Calculator Exists

Most paycheck calculators are designed for people with one salary, one tax situation, and predictable income. That's not how shift work operates.

Nurses and CNAs work 12-hour rotations with night differentials. Warehouse associates pick up overtime mid-week and weekend premiums. Restaurant servers manage a base tipped wage plus fluctuating tips. Retail workers log holiday pay and closing-shift premiums. Standard calculators don't account for any of this.

ShiftTakeHome was built to handle the full complexity of shift worker compensation in one place: base pay, overtime at configurable multipliers, shift differentials, pre-tax deductions, and state-by-state tax estimates — all itemized so you can see exactly where your money goes.

How It Works

The calculator uses 2024 federal tax brackets and applies your filing status (single, married filing jointly, or head of household) with the standard deduction. State taxes are estimated using approximate effective rates for all 50 states plus D.C. FICA taxes — Social Security at 6.2% and Medicare at 1.45% — are applied to gross wages.

You control the inputs:

• Hourly rate — your base pay
• Shift hours — how many hours you worked
• Overtime hours and multiplier — default 1.5×, configurable up to 3.0×
• Shift differentials — per-hour premiums for nights, weekends, holidays
• Pre-tax deductions — health insurance, 401(k), HSA, FSA, and custom deductions
• State — all 50 states plus D.C., with their respective tax rates
• Filing status — single, married filing jointly, head of household
• Tips — cash and credit card tips, reported or unreported

What This Is Not

ShiftTakeHome provides estimates, not tax advice. The state tax rates are approximate effective rates — your actual withholding depends on your employer's payroll system, your specific W-4 elections, and any local income taxes. For precise withholding calculations, use the IRS Tax Withholding Estimator or consult a tax professional.

This calculator does not store any data. No account is required. No personal information is collected. It's just math, in your browser, that disappears when you close the tab.

Who Built This

ShiftTakeHome was created by the team at Agent Fund Ventures, a holding company that builds useful tools for real people. We believe software should solve actual problems — and for millions of shift workers, understanding what you'll actually take home is a real problem.